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    Address 123 Main St, Vacaville, CA
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    • 1032 Tyler St Fairfield, CA 1032 Tyler St, Fairfield, CA Single Family/Single Family for sale. $219,000 
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    • How to Prepare Your Car for Winter

      As winter weather blows in, many of us are thinking about the holidays. But with temperature drops and inclement conditions involving snow and ice, it's important to pay attention to your car to ensure your safety all season long. Routine maintenance, changing tires and fluids, and traveling with an emergency kit can help drivers avoid weather-related issues.

      Below are six tips to prepare for the winter season, courtesy of YourMechanic.

      Store an emergency kit in your car that includes a first-aid kit, flashlight, batteries, jumper cables, food, water, flares, warm clothing, blankets, tools, and any other items that may help if your vehicle breaks down or you are at risk of being stranded.

      Check your engine coolant to ensure it is able to withstand the coldest sustained temperature in your region. Consider scheduling a cooling system flush to keep the vehicle in top condition.

      Inspect the windshield washer system. Make sure wiper blades are working and regular washer fluid has been replaced with winter washer fluid, which has antifreeze properties. Replace old wiper blades before winter and keep an ice scraper in your vehicle.

      Perform routine maintenance including regular oil and filter changes. Extreme cold weather, below -25°F, may require a different blend of motor oil for your vehicle.

      Consider winter tires if your vehicle will be driven in a region with three or more months of snow annually. The tread on winter tires provides enhanced traction. All-season or summer tires lose effectiveness below 45°F.

      Test your battery. A weak battery may have difficulty starting because reserve energy levels drop when temperatures plummet.  At 0°F, a car battery can lose about 60 percent of its strength, and at 32°F the battery can lose 35 percent of its strength.

      Source: http://www.yourmechanic.com

      Published with permission from RISMedia.



    • 5 Tips for Easy Holiday Shipping

      (Family Features)--It's the most wonderful time of the year, and holiday gift-giving and receiving is at the top of everyone's to-do list. There are several simple steps you can take to make those deliveries a little easier.

      1. Pack like a pro (or rely on one). Be sure your packages arrive intact by using the proper materials. Use sturdy, corrugated boxes as well as foam packaging peanuts and bubble cushioning to protect your gifts. Allow at least 2 inches on all sides of the items being packed, including the top and bottom.  

      2. Secure delivery locations. If you're expecting deliveries of online purchases or gifts, you may hesitate to leave the house and enjoy holiday outings and family activities. Some companies allow you to redirect packages to a neighbor or a nearby business so you can rest assured your packages are in good hands.

      3. Ask for a guarantee. After spending precious time selecting each gift, you need assurance and peace of mind that your efforts won't be for naught. For example, The UPS Store offers the Pack and Ship Guarantee, a service that covers lost or damaged items. Some providers even offer coverage for the cost of packing materials, service and shipping.

      4. Use tracking tools. The holiday season is no time to wonder when or if your package will arrive. Using a trackable delivery service helps ensure you can monitor your package's progress and receive an alert when it is successfully delivered.

      5. Ensure gifts arrive before Santa. Timing is key when it comes to holiday shipping. Mark the calendar with these shipping deadlines so all gifts arrive just in time.

      Source:  theupsstore.com 

      Published with permission from RISMedia.



    • How to Pay Less at the Gas Pump

      While gas prices dropped to a 12-year low this past July and are expected to remain favorable, it’s always a smart idea to be prudent when it comes to fuel usage – both for your wallet and the environment. Here’s some great advice from the U.S. Department of Energy, on saving money at the pump.

      Turn your engine off when you’re parked for more than 10 seconds. Idling can use a quarter to a half gallon of fuel per hour, depending on engine size, adding up to $.03 cents* of wasted fuel a minute.

      Calm down behind wheel. Aggressive driving – i.e., speeding, hard braking, rapid acceleration -  can lower your highway gas mileage by up to 33 percent and your city mileage by 5 percent.

      Watch your speed. Every five miles per hour above 50 miles per hour, equates to an additional $.19 cents per gallon of gasoline. 

      Stow items inside the car as opposed to the roof rack. This reduces “drag,” which can decrease your fuel economy by up to 8 percent in city driving and up to 25 percent at Interstate speeds. 

      That said, avoid keeping heavy items in your car; an extra 100 pounds in your vehicle could increase your gas costs by up to $.03 cents per gallon.

      Run all your errands at once since stopping and starting cold can use twice as much fuel as one trip covering the same distance when the engine is warm.

      Drive less. Of course telecommuting, carpooling, and public transportation are the ultimate ways to save on fuel costs. Try walking or biking and you can tick off the exercise box, too.

      *All cost estimates assume an average price of $2.69 per gallon.

      Source: fueleconomy.gov

      Published with permission from RISMedia.



    • 5 Ways to Save Money on Your Next Move

      Are you planning for a move? Read on for five tips to save money and stress as you relocate.

      1. Declutter first.  Start your moving process by getting rid of as much as possible. This does two things: you will score some extra dollars by selling old items, and save money by transporting less. You will also save yourself the hassle of moving boxes from one musty garage to another.

      2. Find a professional. While it may seem cheaper to enlist the help of your friends and family to pack up and move you, it can cost you more money and stress.A pro mover is fast, efficient, experience, and has all the tools you need. And when you hire a professional, you don't have to worry about cousin Jimmy not showing up on move day.  

      3. Research. Before you choose a professional, do your research. Read reviews, get on the phone and ask questions. These days, you can find a company that will not only move you, but also help you set up your cable and utilities. Bonus!

      4. Shut down your services: In order to avoid paying for an overlap of service, consider cutting some of your services in advance if your your billing cycle doesn't line up with your move date. While you can't live without electricity, you could do without those cable channels for a week or two.

      5. Plan smarter: The height of moving season takes place between May and September. Consider moving in the off season so you have room to find a moving bargain, and book early.

      Published with permission from RISMedia.



    • How to Pay Down That Debt

      Ever daydreamed about what you would do with your wads of cash if you were to win it big in the lottery? If you're anything like those interviewed in a recent survey conducted by the National Foundation for Credit Counseling® (NFCC®), then your first priority would be less-than-glam: paying down debt.

      Among the 1,729 people who took part in this online poll, 87 percent indicated that they would use their winnings to become debt-free. Conversely, only 8 percent would use the funds to invest and grow savings before considering other priorities.

      Since most of us will never win it big, the NFCC offers the following tips for paying down debt:

      - Rethink the approach toward debt management. When progress is slow on the road to being debt-free, consider increasing monthly payments to make faster progress. Additionally, consider prioritizing all extra payments to the accounts that are charging the highest interest rates. Even the slightest adjustments can make a big difference.

      - Pay yourself first. Contributing to a personal savings account and 401(k) before turning attention to other expenses will help keep important financial goals in sight, and will maintain steady progress toward reaching them.

      - Declutter the debt. If dealing with more than a few accounts, it helps to merge them into a single loan or credit card with one payment. This is called debt consolidation, which works best when resulting in lower interest and fees.

      Source: www.NFCC.org.

      Published with permission from RISMedia.